727-614-6416

4907 33rd Terr N, St. Petersburg, FL 33710

Our services for you

Business Financing
with a
Human Touch

EQNF prioritizes innovative and relationship-driven approaches to business financing, focusing on small and medium-sized enterprises (SMEs) and startups..

Residential Real Estate Loans
‌with Emotional Insight

EQNF emphasizes financing tailored to individuals and families, recognizing the personal significance of home ownership.

Commercial and Residential Investment Loans on Real Estate-Backed Projects

EQNF focuses on funding for real estate developments and investment opportunities backed by solid collateral.

What is Emotional Quotient (EQ)?

Emotional Quotient (EQ), often referred to as Emotional Intelligence, is the ability to recognize, understand, and manage your own emotions while effectively navigating and influencing the emotions of others. Unlike IQ, which measures cognitive intelligence, EQ is a key indicator of interpersonal effectiveness, self-regulation, and empathy. It plays a critical role in decision-making, leadership, teamwork, and building meaningful relationships. In today's world, EQ is increasingly recognized as a vital skill for personal and professional success, surpassing IQ as a predictor of high performance and long-term achievement.

What does EQ have to do with
Banking, Finance, And Lending?

The ethos of EQNF is the establishment and maturity of a forward-thinking lending model anchored in human-centered financial service offerings.  The concept behind our approach to lending emphasizes the value of emotional intelligence, relationships, and networking in making financing decisions that go beyond traditional metrics. It positions EQNF as both innovative in the lending space and rooted in a more personal and visionary approach to financial lending. Our goal to bring together clients with our network of finance sources whom value connections, collaboration, and the power of professional networks over KPI's and legacy underwriting metrics with struggle to keep pace with the bleeding edge advancements occurring today in real-time.  


Let use know how our lending and financing network of resources can help you bring your vision to fruition!



SUCCESSFUL Loans 

438

SATISFIED CLIENTS

1157

YEARS OF EXPERIENCE

21 Y

Industry Partners

92

Our AREAS Of Emphasis

Business Financing
with a Human Touch
 

EQNF prioritizes innovative and relationship-driven approaches to business financing, focusing on small and medium-sized enterprises (SMEs) and startups. This includes funding solutions that take into account the entrepreneur's vision, leadership, and cultural fit, alongside traditional financial metrics. It's financing based on trust, potential, and interpersonal connections—ideal for founders and business leaders looking for partners who understand their journey.


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Residential and Commercial Real Estate Loans with Emotional Insight

EQNF emphasizes financing tailored to individuals and families, recognizing the personal significance of home ownership. By blending emotional intelligence with financial due diligence, EQNF evaluates not just credit scores but also life stories, long-term goals, and community impact to make equitable and empathetic lending decisions.


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Residential and Commercial Investment Loans on Real Estate-Backed Projects

EQNF focuses on funding for real estate developments and investment opportunities backed by solid collateral. The emphasis is on understanding the project's potential, the leadership team’s track record, and the broader impact on the community. EQNF’s human-centered approach ensures that investments align with both financial and interpersonal values, fostering trust and growth in the real estate sector.


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